Apple Card arrived with a number of unique selling points like a super-fast application and approval process, no fees, Daily Cash, and strong security and privacy focus. But even though the physical titanium card doesn’t have any numbers or any other information besides a user’s name, it looks like it is still susceptible to credit card cloning just like any other credit or debit card.

Another concerning detail was that the location of the fraudulent purchase was labeled as being nearby David but tapping on the map revealed it happened hundreds of miles away.

David asked the Apple representative for more details about how this happened, but they didn’t have any answers beyond saying the situation was “very rare.”

While the Apple rep noted how the lack of numbers helps with security and preventing fraudulent purchases, the physical Apple Card still has a magnetic stripe along with a chip.

The most likely answer for how a thief in another state was using the card is that the titanium Apple Card is susceptible to skimming devices and cloning just like any other credit or debit card. Thieves will often target gas stations and other easily accessible credit card readers to try and install skimming devices.

Here’s how Apple touts the security of its credit card:

No numbers on the physical card is great and it probably is the most secure credit card available but unfortunately, as long as it has a magnetic stripe it will likely remain vulnerable to attacks like skimming.

If you’re reading this article you probably already do, but this a good reminder to use Apple Pay whenever possible since it eliminates the possibility of thieves skimming and cloning your credit or debit card.

In related news, a MacRumors reader recently noticed that Apple offers Apple Card users disaster relief benefits like a two-month interest-free period, skipping the first payment, and more.

More on Apple Card:

  • T-Mobile becomes latest retailer to offer 3% cashback with Apple Card
  • Apple Card users can now get 3% cashback at Walgreens
  • Apple Card would have saved customers from store clerk with photographic memory
  • Is the Apple Card pure titanium? Electron microscope scan reveals all…

Thanks, David!